VA LOANS
Exclusive Benefits for Veterans & Military Families
At Shred Mortgage, we’re honored to serve those who’ve served. VA loans, backed by the Department of Veterans Affairs, offer zero down payment, no private mortgage insurance (PMI), and low interest rates, making homeownership more affordable for veterans, active-duty service members, and eligible spouses.
Why Choose a VA Loan?
No Down Payment – Buy a home with $0 down, preserving your savings.
No PMI – Unlike conventional and FHA loans, VA loans eliminate private mortgage insurance, reducing monthly costs.
Competitive Interest Rates – Benefit from lower rates compared to traditional loan options.
Flexible Qualification – Easier credit and income requirements make home-buying more accessible.