Mortgage Loan Options

Shred Mortgage offers loans for any situation. We offer mortgage loan options for all situations. Mortgage Broker in Texas Colorado Utah.

At Shred Mortgage, we understand that every homebuyer has unique financial goals and circumstances. That’s why we offer a variety of mortgage loan options tailored to meet your needs. Whether you’re a first-time homebuyer, looking to refinance, or investing in real estate, we have the right loan for you.

Your pup is ready for your next home. Shred Mortgage will make home ownership a reality. New couch. New house.

Not sure which loan is right for you? We offer loans for 99% of scenarios.

The Right Mortgage for Every Scenario

  • From traditional loans to unique financing solutions, we help you find the best mortgage option to fit your financial goals.

  • Designed for buyers with lower credit scores or smaller down payments, FHA loans make homeownership more accessible with flexible qualification requirements.

  • Exclusive to veterans and active-duty military, VA loans offer zero down payment, competitive rates, and no private mortgage insurance (PMI).

  • Choose a stable fixed-rate mortgage for predictable payments or an adjustable-rate mortgage (ARM) for lower initial rates and flexible terms.

  • Buying your first home? We offer tailored loan programs with low down payment options and expert guidance to make homeownership a reality.

  • For high-value properties and real estate investments, our jumbo and investment loans provide the funding you need with competitive rates.

  • Lower your monthly payment, shorten your loan term, or tap into your home's equity with our refinancing options, including private money solutions.

  • Turn your home’s equity into a flexible line of credit for renovations, debt consolidation, or unexpected expenses.

  • Expand your business with our tailored commercial loan options, designed for purchasing, refinancing, or developing commercial properties.

  • For homeowners 62 and older, a reverse mortgage allows you to convert home equity into cash while staying in your home without monthly mortgage payments.